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In Tempo Bridge Club
12:30 ♦ 0-100 Pairs $13 Club Championship
Friday, December 20, 2019

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Event: Club Championship 0-100	Session: Friday Aft	Movement: MITCHELL
Date: December 20, 2019	Rating: Club Championship	Top: 5
Club No: 269399	Club: In Tempo Bridge Club	Dir: Hunt

Field strength: Mean: 30 MP
Geomean: 26 MP
(based on 24 players)

	Name	Name	Dir	No	Flt	A	B	C	Result	Points
1	Kay Averkamp	Ruth McBride	E-W	4	B	1	1	-	58.75	0.93
2	Janice Culbert	Sandra Highsmith	N-S	4	B	2	2	-	56.25	0.70
3	Bing Bailey	John James	E-W	3	B	3	3	-	55.42	0.52
4	Susan Back	Kimberly Schrader	N-S	1	B	4	4	-	53.75	0.39
5	Charles Smith	Bill Wagner	E-W	6	C	5	5	1	50.83
6	Pat Finkle	Pepita Johansen	N-S	2	B	6	6	-	50.42
7	Katrina Kokjohn	Sandy Toneff	E-W	5	B	7	7	-	49.58
8	Suzanne Hanler	Honey Miller	N-S	6	B	8	8	-	48.33
9	Barbara Nabours	Patricia Crowley	N-S	5	C	9	9	2	47.50
10	Lois Allen	Jane Ash	N-S	3	C	10	10	3	43.75
11	Karyn Sherwood	Barbara Johnston	E-W	1	B	10	10	-	43.75
12	Marlene Morgan	Wiley Adams	E-W	2	B	12	12	-	41.67

12 pairs

1

♠6
♥84
♦KJT98753
♣96

Dlr: North
Vul: None

♠A874
♥QJT
♦6
♣AJ843

♠KQT52
♥A73
♦A42
♣K7

♠J93
♥K9652
♦Q
♣QT52

	4
12		16
	8

Double Dummy Makes

	♣	♦	♥	♠	NT
North	1	8	3	0	1
South	1	8	3	0	1
East	12	5	10	13	12
West	11	5	10	13	11

LoTT: 21 - 18 = 3
Par: 7S-EW

N-S	E-W	N-S	E-W	Contract			ETF	N-S	E-W
	150	5.00	0.00	4♦	N	-3	-1	1-Schrader-Back	1-Sherwood-Johnston
	450	3.00	2.00	4♠	W	5	+2	3-Allen-Ash	4-Averkamp-McBride
	450	3.00	2.00	4♠	E	5	+2	4-Culbert-Highsmith	6-Smith-Wagner
	450	3.00	2.00	4♠	E	5	+2	6-Miller-Handler	5-Toneff-Kokjohn
	480	1.00	4.00	4♠	E	6	+1	5-Nabours-Crowley	3-James-Bailey
	500	0.00	5.00	5♦*	N	-3	-	2-Finkle-Johansen	2-Morgan-Adams

ETF: Extra Trick Factor: Number of tricks that N-S achieved relative to the Double Dummy expectations.

2

♠A7
♥J853
♦JT87
♣863

Dlr: East
Vul: N-S

♠K83
♥A72
♦AQ32
♣Q94

♠QJ6
♥QT96
♦4
♣AKJ72

♠T9542
♥K4
♦K965
♣T5

	6
15		13
	6

Double Dummy Makes

	♣	♦	♥	♠	NT
North	2	3	2	4	2
South	2	3	2	4	2
East	11	8	10	9	10
West	11	8	10	9	10

LoTT: 14 - 16 = -2
Par: 4N-EW

N-S	E-W	N-S	E-W	Contract			ETF	N-S	E-W
	150	5.00	0.00	4♣	E	5	-	1-Schrader-Back	1-Sherwood-Johnston
	400	4.00	1.00	3N	W	3	+1	3-Allen-Ash	4-Averkamp-McBride
	460	2.00	3.00	3N	W	5	-1	2-Finkle-Johansen	2-Morgan-Adams
	460	2.00	3.00	3N	W	5	-1	5-Nabours-Crowley	3-James-Bailey
	460	2.00	3.00	3N	W	5	-1	6-Miller-Handler	5-Toneff-Kokjohn
	490	0.00	5.00	3N	W	6	-2	4-Culbert-Highsmith	6-Smith-Wagner

ETF: Extra Trick Factor: Number of tricks that N-S achieved relative to the Double Dummy expectations.

3

♠K74
♥A3
♦QJT
♣AT632

Dlr: South
Vul: E-W

♠Q862
♥KJ85
♦A7
♣954

♠AJ
♥97642
♦K52
♣KJ8

♠T953
♥QT
♦98643
♣Q7

	14
10		12
	4

Double Dummy Makes

	♣	♦	♥	♠	NT
North	5	6	2	4	4
South	5	6	2	4	4
East	8	7	10	8	9
West	8	7	10	8	9

LoTT: 16 - 17 = -1
Par: 4H-EW

N-S	E-W	N-S	E-W	Contract			ETF	N-S	E-W
	170	4.00	1.00	2♥	E	4	-	1-Schrader-Back	1-Sherwood-Johnston
	170	4.00	1.00	2♥	E	4	-	4-Culbert-Highsmith	6-Smith-Wagner
	170	4.00	1.00	1♥	W	4	-	6-Miller-Handler	5-Toneff-Kokjohn
	200	1.50	3.50	3♥	E	5	-1	3-Allen-Ash	4-Averkamp-McBride
	200	1.50	3.50	2♥	E	5	-1	5-Nabours-Crowley	3-James-Bailey
	620	0.00	5.00	4♥	E	4	-	2-Finkle-Johansen	2-Morgan-Adams

ETF: Extra Trick Factor: Number of tricks that N-S achieved relative to the Double Dummy expectations.

4

♠JT98732
♥Q4
♦6
♣A72

Dlr: West
Vul: Both

♠KQ5
♥AT86
♦J72
♣K84

♠A6
♥KJ9753
♦Q53
♣JT

♠4
♥2
♦AKT984
♣Q9653

	7
13		11
	9

Double Dummy Makes

	♣	♦	♥	♠	NT
North	10	9	3	7	3
South	10	9	3	7	3
East	3	4	9	5	10
West	3	4	9	5	10

LoTT: 19 - 18 = 1
Par: 5C*-NS-1

N-S	E-W	N-S	E-W	Contract			ETF	N-S	E-W
710		5.00	0.00	4♦*	S	4	+1	2-Finkle-Johansen	2-Morgan-Adams
100		4.00	1.00	4♥	E	-1	-	1-Schrader-Back	1-Sherwood-Johnston
	170	3.00	2.00	3♥	E	4	-1	4-Culbert-Highsmith	6-Smith-Wagner
	620	1.00	4.00	4♥	E	4	-1	3-Allen-Ash	4-Averkamp-McBride
	620	1.00	4.00	4♥	E	4	-1	5-Nabours-Crowley	3-James-Bailey
	620	1.00	4.00	4♥	E	4	-1	6-Miller-Handler	5-Toneff-Kokjohn

ETF: Extra Trick Factor: Number of tricks that N-S achieved relative to the Double Dummy expectations.

5

♠A72
♥Q98742
♦K94
♣Q

Dlr: North
Vul: N-S

♠KQ8
♥J6
♦A
♣K876432

♠JT943
♥KT
♦863
♣AJ5

♠65
♥A53
♦QJT752
♣T9

	11
13		9
	7

Double Dummy Makes

	♣	♦	♥	♠	NT
North	2	9	8	2	2
South	2	9	8	2	2
East	11	4	4	10	8
West	11	4	4	10	8

LoTT: 20 - 19 = 1
Par: 4S-EW

N-S	E-W	N-S	E-W	Contract			ETF	N-S	E-W
170		5.00	0.00	3♥	N	4	+2	2-Finkle-Johansen	1-Sherwood-Johnston
50		4.00	1.00	5♣	W	-1	+1	1-Schrader-Back	6-Smith-Wagner
	150	2.50	2.50	4♣	W	5	-	4-Culbert-Highsmith	5-Toneff-Kokjohn
	150	2.50	2.50	4♣	W	5	-	5-Nabours-Crowley	2-Morgan-Adams
	200	1.00	4.00	3♠	E	5	-1	6-Miller-Handler	4-Averkamp-McBride
	450	0.00	5.00	4♠	E	5	-1	3-Allen-Ash	3-James-Bailey

ETF: Extra Trick Factor: Number of tricks that N-S achieved relative to the Double Dummy expectations.

6

♠AKJ92
♥854
♦J3
♣JT7

Dlr: East
Vul: E-W

♠Q754
♥63
♦Q75
♣Q943

♠T
♥AK97
♦T862
♣AK62

♠863
♥QJT2
♦AK94
♣85

	10
6		14
	10

Double Dummy Makes

	♣	♦	♥	♠	NT
North	4	6	7	8	7
South	4	6	7	8	7
East	8	7	6	5	6
West	8	7	6	5	6

LoTT: 16 - 16 = 0
Par: 2S-NS

N-S	E-W	N-S	E-W	Contract			ETF	N-S	E-W
200		5.00	0.00	2N	W	-2	-	5-Nabours-Crowley	2-Morgan-Adams
	50	4.00	1.00	3♠	N	-1	-	2-Finkle-Johansen	1-Sherwood-Johnston
	90	3.00	2.00	2♦	E	2	-1	1-Schrader-Back	6-Smith-Wagner
	110	1.50	3.50	1♦	E	3	-2	3-Allen-Ash	3-James-Bailey
	110	1.50	3.50	3♣	E	3	-1	6-Miller-Handler	4-Averkamp-McBride
	150	0.00	5.00	1N	E	3	-3	4-Culbert-Highsmith	5-Toneff-Kokjohn

ETF: Extra Trick Factor: Number of tricks that N-S achieved relative to the Double Dummy expectations.

7

♠T2
♥AQ
♦K864
♣K9854

Dlr: South
Vul: Both

♠K8753
♥7
♦J53
♣QJ73

♠AQ96
♥KT2
♦Q972
♣62

♠J4
♥J986543
♦AT
♣AT

	12
7		11
	10

Double Dummy Makes

	♣	♦	♥	♠	NT
North	8	6	10	5	7
South	8	6	10	5	7
East	5	6	3	7	6
West	5	6	3	7	6

LoTT: 17 - 18 = -1
Par: 4H-NS

N-S	E-W	N-S	E-W	Contract			ETF	N-S	E-W
790		5.00	0.00	4♥*	S	4	-	3-Allen-Ash	3-James-Bailey
620		4.00	1.00	4♥	S	4	-	5-Nabours-Crowley	2-Morgan-Adams
200		3.00	2.00	3♠	W	-2	-	6-Miller-Handler	4-Averkamp-McBride
170		2.00	3.00	2♥	S	4	-	1-Schrader-Back	6-Smith-Wagner
100		1.00	4.00	2♠	W	-1	-	4-Culbert-Highsmith	5-Toneff-Kokjohn
	100	0.00	5.00	4♥	S	-1	-1	2-Finkle-Johansen	1-Sherwood-Johnston

ETF: Extra Trick Factor: Number of tricks that N-S achieved relative to the Double Dummy expectations.

8

♠K842
♥AK7
♦876
♣KQ7

Dlr: West
Vul: None

♠6
♥QJ32
♦KQ543
♣AT5

♠AQ3
♥T954
♦AJ
♣J643

♠JT975
♥86
♦T92
♣982

	15
12		12
	1

Double Dummy Makes

	♣	♦	♥	♠	NT
North	5	3	3	7	3
South	5	3	3	7	3
East	8	9	10	6	9
West	8	9	10	6	9

LoTT: 17 - 17 = 0
Par: 4H-EW

N-S	E-W	N-S	E-W	Contract			ETF	N-S	E-W
50		5.00	0.00	4♦	W	-1	-	6-Miller-Handler	4-Averkamp-McBride
	100	3.50	1.50	2♠	N	-2	-1	1-Schrader-Back	6-Smith-Wagner
	100	3.50	1.50	3♠	N	-2	-	5-Nabours-Crowley	2-Morgan-Adams
	110	2.00	3.00	3♦	W	3	-	3-Allen-Ash	3-James-Bailey
	200	1.00	4.00	3♥	E	5	-1	2-Finkle-Johansen	1-Sherwood-Johnston
	420	0.00	5.00	4♥	E	4	-	4-Culbert-Highsmith	5-Toneff-Kokjohn

ETF: Extra Trick Factor: Number of tricks that N-S achieved relative to the Double Dummy expectations.

9

♠J872
♥AQ
♦T8
♣QT863

Dlr: North
Vul: E-W

♠Q5
♥K42
♦KJ7
♣K9752

♠3
♥JT976
♦AQ432
♣A4

♠AKT964
♥853
♦965
♣J

	9
12		11
	8

Double Dummy Makes

	♣	♦	♥	♠	NT
North	6	3	4	10	6
South	6	3	4	10	6
East	6	9	9	3	5
West	6	10	9	3	5

LoTT: 20 - 18 = 2
Par: 5D*-E-1

N-S	E-W	N-S	E-W	Contract			ETF	N-S	E-W
400		5.00	0.00	4♣	W	-4	-	1-Schrader-Back	5-Toneff-Kokjohn
100		4.00	1.00	4♦	E	-1	-	2-Finkle-Johansen	6-Smith-Wagner
	100	3.00	2.00	4♠	S	-2	-2	3-Allen-Ash	2-Morgan-Adams
	170	2.00	3.00	3♥	E	4	-1	6-Miller-Handler	3-James-Bailey
	620	0.50	4.50	4♥	E	4	-1	4-Culbert-Highsmith	4-Averkamp-McBride
	620	0.50	4.50	4♥	E	4	-1	5-Nabours-Crowley	1-Sherwood-Johnston

ETF: Extra Trick Factor: Number of tricks that N-S achieved relative to the Double Dummy expectations.

10

♠-
♥QJ542
♦T765
♣QJT9

Dlr: East
Vul: Both

♠AKJT6
♥KT76
♦K82
♣8

♠-
♥A98
♦AQJ4
♣K65432

♠Q9875432
♥3
♦93
♣A7

	6
14		14
	6

Double Dummy Makes

	♣	♦	♥	♠	NT
North	3	2	3	5	3
South	3	2	3	5	3
East	9	10	10	8	10
West	9	11	10	8	10

LoTT: 16 - 15 = 1
Par: 4N-EW

N-S	E-W	N-S	E-W	Contract			ETF	N-S	E-W
	300	5.00	0.00	2♠	S	-3	-	1-Schrader-Back	5-Toneff-Kokjohn
	400	4.00	1.00	3♠	S	-4	-	4-Culbert-Highsmith	4-Averkamp-McBride
	630	3.00	2.00	3N	W	4	-	6-Miller-Handler	3-James-Bailey
	1100	1.50	3.50	4♠*	S	-4	+1	3-Allen-Ash	2-Morgan-Adams
	1100	1.50	3.50	4♠*	S	-4	+1	5-Nabours-Crowley	1-Sherwood-Johnston
	1400	0.00	5.00	4♠*	S	-5	-	2-Finkle-Johansen	6-Smith-Wagner

ETF: Extra Trick Factor: Number of tricks that N-S achieved relative to the Double Dummy expectations.

11

♠KJ97
♥542
♦AT852
♣Q

Dlr: South
Vul: None

♠8542
♥QJT86
♦9
♣AJT

♠AT
♥A7
♦KQ43
♣98643

♠Q63
♥K93
♦J76
♣K752

	10
8		13
	9

Double Dummy Makes

	♣	♦	♥	♠	NT
North	3	6	5	6	6
South	3	6	4	6	6
East	9	6	8	7	7
West	9	6	8	7	7

LoTT: 15 - 16 = -1
Par: 2H-EW

N-S	E-W	N-S	E-W	Contract			ETF	N-S	E-W
100		4.50	0.50	2♠	W	-2	+1	2-Finkle-Johansen	6-Smith-Wagner
100		4.50	0.50	4♣	E	-2	+1	5-Nabours-Crowley	1-Sherwood-Johnston
50		3.00	2.00	3♣	E	-1	+1	4-Culbert-Highsmith	4-Averkamp-McBride
	50	2.00	3.00	1♦	S	-1	-	3-Allen-Ash	2-Morgan-Adams
	110	0.50	4.50	2♥	W	2	-	1-Schrader-Back	5-Toneff-Kokjohn
	110	0.50	4.50	2♥	E	2	-	6-Miller-Handler	3-James-Bailey

ETF: Extra Trick Factor: Number of tricks that N-S achieved relative to the Double Dummy expectations.

12

♠AQ7654
♥QJT3
♦T5
♣4

Dlr: West
Vul: N-S

♠82
♥986
♦J98764
♣J5

♠JT9
♥K54
♦KQ32
♣A76

♠K3
♥A72
♦A
♣KQT9832

	9
2		13
	16

Double Dummy Makes

	♣	♦	♥	♠	NT
North	12	7	11	12	10
South	12	7	11	12	10
East	1	6	1	1	1
West	1	6	1	1	1

LoTT: 18 - 18 = 0
Par: 6S-NS

N-S	E-W	N-S	E-W	Contract			ETF	N-S	E-W
680		4.50	0.50	4♠	N	6	-	3-Allen-Ash	2-Morgan-Adams
680		4.50	0.50	4♠	S	6	-	6-Miller-Handler	3-James-Bailey
650		2.00	3.00	4♠	N	5	-1	2-Finkle-Johansen	6-Smith-Wagner
650		2.00	3.00	4♠	N	5	-1	4-Culbert-Highsmith	4-Averkamp-McBride
650		2.00	3.00	4♠	N	5	-1	5-Nabours-Crowley	1-Sherwood-Johnston
150		0.00	5.00	3♣	S	5	-1	1-Schrader-Back	5-Toneff-Kokjohn

ETF: Extra Trick Factor: Number of tricks that N-S achieved relative to the Double Dummy expectations.

13

♠J4
♥Q98
♦AKQ
♣98543

Dlr: North
Vul: Both

♠853
♥T643
♦63
♣AKQ7

♠KQ9
♥J5
♦T97542
♣J2

♠AT762
♥AK72
♦J8
♣T6

	12
9		7
	12

Double Dummy Makes

	♣	♦	♥	♠	NT
North	8	7	9	9	8
South	8	7	9	9	8
East	5	6	3	4	5
West	5	6	3	4	5

LoTT: 15 - 15 = 0
Par: 3S-NS/3H-NS

N-S	E-W	N-S	E-W	Contract			ETF	N-S	E-W
630		5.00	0.00	3N	N	4	+2	4-Culbert-Highsmith	3-James-Bailey
600		4.00	1.00	3N	N	3	+1	2-Finkle-Johansen	5-Toneff-Kokjohn
140		3.00	2.00	2♥	S	3	-	3-Allen-Ash	1-Sherwood-Johnston
120		2.00	3.00	2N	S	2	-	6-Miller-Handler	2-Morgan-Adams
	200	0.50	4.50	3N	N	-2	-1	1-Schrader-Back	4-Averkamp-McBride
	200	0.50	4.50	4♠	S	-2	-1	5-Nabours-Crowley	6-Smith-Wagner

ETF: Extra Trick Factor: Number of tricks that N-S achieved relative to the Double Dummy expectations.

14

♠KQ962
♥953
♦Q
♣J873

Dlr: East
Vul: None

♠T43
♥AQJT86
♦-
♣KT94

♠A7
♥42
♦AKT762
♣652

♠J85
♥K7
♦J98543
♣AQ

	8
10		11
	11

Double Dummy Makes

	♣	♦	♥	♠	NT
North	4	4	2	6	3
South	4	4	3	6	4
East	9	8	10	6	9
West	9	8	10	6	9

LoTT: 16 - 16 = 0
Par: 4H-EW

N-S	E-W	N-S	E-W	Contract			ETF	N-S	E-W
50		4.00	1.00	4♥	W	-1	+1	3-Allen-Ash	1-Sherwood-Johnston
50		4.00	1.00	4♥	W	-1	+1	5-Nabours-Crowley	6-Smith-Wagner
50		4.00	1.00	4♥	W	-1	+1	6-Miller-Handler	2-Morgan-Adams
	50	2.00	3.00	3♠	N	-1	+2	2-Finkle-Johansen	5-Toneff-Kokjohn
	140	0.50	4.50	2♥	W	3	+1	1-Schrader-Back	4-Averkamp-McBride
	140	0.50	4.50	3♥	W	3	+1	4-Culbert-Highsmith	3-James-Bailey

ETF: Extra Trick Factor: Number of tricks that N-S achieved relative to the Double Dummy expectations.

15

♠Q86
♥9732
♦A73
♣J85

Dlr: South
Vul: N-S

♠KT97
♥QJ
♦KQ64
♣T74

♠A542
♥K8654
♦9
♣AQ3

♠J3
♥AT
♦JT852
♣K962

	7
11		13
	9

Double Dummy Makes

	♣	♦	♥	♠	NT
North	5	6	5	3	6
South	5	6	5	3	6
East	7	6	8	10	7
West	7	6	8	9	7

LoTT: 16 - 16 = 0
Par: 4S-W

N-S	E-W	N-S	E-W	Contract			ETF	N-S	E-W
50		5.00	0.00	2♥	E	-1	+1	2-Finkle-Johansen	5-Toneff-Kokjohn
	80	4.00	1.00	1♠	W	1	+2	4-Culbert-Highsmith	3-James-Bailey
	110	3.00	2.00	1♠	W	2	+1	5-Nabours-Crowley	6-Smith-Wagner
	120	2.00	3.00	2N	W	2	-1	1-Schrader-Back	4-Averkamp-McBride
	140	1.00	4.00	2♠	W	3	-	6-Miller-Handler	2-Morgan-Adams
	400	0.00	5.00	3N	W	3	-2	3-Allen-Ash	1-Sherwood-Johnston

ETF: Extra Trick Factor: Number of tricks that N-S achieved relative to the Double Dummy expectations.

16

♠QJT2
♥AJ
♦AQ86
♣J54

Dlr: West
Vul: E-W

♠6543
♥97
♦T7
♣QT862

♠A98
♥6432
♦KJ92
♣93

♠K7
♥KQT85
♦543
♣AK7

	15
2		8
	15

Double Dummy Makes

	♣	♦	♥	♠	NT
North	10	10	11	11	11
South	9	9	11	10	11
East	3	3	2	2	2
West	3	3	2	2	2

LoTT: 14 - 14 = 0
Par: 5N-NS

N-S	E-W	N-S	E-W	Contract			ETF	N-S	E-W
490		5.00	0.00	3N	N	6	+1	4-Culbert-Highsmith	3-James-Bailey
460		4.00	1.00	5N	N	5	-	2-Finkle-Johansen	5-Toneff-Kokjohn
400		2.50	2.50	3N	S	3	-2	3-Allen-Ash	1-Sherwood-Johnston
400		2.50	2.50	3N	N	3	-2	6-Miller-Handler	2-Morgan-Adams
180		1.00	4.00	2N	N	4	-1	5-Nabours-Crowley	6-Smith-Wagner
	100	0.00	5.00	4♣	S	-2	-1	1-Schrader-Back	4-Averkamp-McBride

ETF: Extra Trick Factor: Number of tricks that N-S achieved relative to the Double Dummy expectations.

17

♠-
♥KQJ764
♦K94
♣J863

Dlr: North
Vul: None

♠K9
♥52
♦AJ7653
♣K95

♠AJT643
♥AT
♦82
♣T74

♠Q8752
♥983
♦QT
♣AQ2

	10
11		9
	10

Double Dummy Makes

	♣	♦	♥	♠	NT
North	9	5	9	5	7
South	9	5	9	5	7
East	4	7	3	8	5
West	4	8	3	8	5

LoTT: 17 - 17 = 0
Par: 3S*-EW-1/3D*-E-1

N-S	E-W	N-S	E-W	Contract			ETF	N-S	E-W
420		4.00	1.00	4♥	N	4	+1	2-Finkle-Johansen	4-Averkamp-McBride
420		4.00	1.00	4♥	N	4	+1	4-Culbert-Highsmith	2-Morgan-Adams
420		4.00	1.00	4♥	N	4	+1	5-Nabours-Crowley	5-Toneff-Kokjohn
200		2.00	3.00	4♠	E	-4	+2	3-Allen-Ash	6-Smith-Wagner
100		1.00	4.00	4♦	W	-2	-	6-Miller-Handler	1-Sherwood-Johnston
50		0.00	5.00	2♠	E	-1	+1	1-Schrader-Back	3-James-Bailey

ETF: Extra Trick Factor: Number of tricks that N-S achieved relative to the Double Dummy expectations.

18

♠AQT95
♥T5
♦KJ943
♣8

Dlr: East
Vul: N-S

♠8743
♥AJ763
♦Q2
♣A9

♠J62
♥982
♦AT8
♣JT53

♠K
♥KQ4
♦765
♣KQ7642

	10
11		6
	13

Double Dummy Makes

	♣	♦	♥	♠	NT
North	8	9	6	8	6
South	8	9	6	9	7
East	4	4	6	4	6
West	4	4	6	4	6

LoTT: 15 - 16 = -1
Par: 3S-S

N-S	E-W	N-S	E-W	Contract			ETF	N-S	E-W
150		5.00	0.00	3♥	W	-3	-	2-Finkle-Johansen	4-Averkamp-McBride
50		4.00	1.00	2♥	W	-1	-1	1-Schrader-Back	3-James-Bailey
	100	3.00	2.00	3N	S	-1	+1	4-Culbert-Highsmith	2-Morgan-Adams
	140	2.00	3.00	2♥	W	3	-3	6-Miller-Handler	1-Sherwood-Johnston
	200	0.50	4.50	3N	N	-2	+1	3-Allen-Ash	6-Smith-Wagner
	200	0.50	4.50	4♣	S	-2	-	5-Nabours-Crowley	5-Toneff-Kokjohn

ETF: Extra Trick Factor: Number of tricks that N-S achieved relative to the Double Dummy expectations.

19

♠JT9
♥A4
♦KJT6
♣K876

Dlr: South
Vul: E-W

♠3
♥KJ32
♦753
♣JT942

♠AKQ2
♥Q9865
♦Q94
♣A

♠87654
♥T7
♦A82
♣Q53

	12
5		17
	6

Double Dummy Makes

	♣	♦	♥	♠	NT
North	6	7	3	7	5
South	6	7	3	7	5
East	6	6	9	5	6
West	6	6	9	5	6

LoTT: 16 - 17 = -1
Par: 3H-EW

N-S	E-W	N-S	E-W	Contract			ETF	N-S	E-W
	100	5.00	0.00	2♠	S	-2	-1	5-Nabours-Crowley	5-Toneff-Kokjohn
	150	4.00	1.00	1N	E	3	-3	1-Schrader-Back	3-James-Bailey
	170	3.00	2.00	2♥	E	4	-1	4-Culbert-Highsmith	2-Morgan-Adams
	620	1.00	4.00	4♥	E	4	-1	2-Finkle-Johansen	4-Averkamp-McBride
	620	1.00	4.00	4♥	E	4	-1	3-Allen-Ash	6-Smith-Wagner
	620	1.00	4.00	4♥	E	4	-1	6-Miller-Handler	1-Sherwood-Johnston

ETF: Extra Trick Factor: Number of tricks that N-S achieved relative to the Double Dummy expectations.

20

♠J3
♥AJ4
♦AKJT6
♣Q52

Dlr: West
Vul: Both

♠AKQT84
♥Q2
♦9
♣A843

♠972
♥753
♦Q732
♣KJ7

♠65
♥KT986
♦854
♣T96

	16
15		6
	3

Double Dummy Makes

	♣	♦	♥	♠	NT
North	3	7	7	3	3
South	3	7	7	3	3
East	10	6	6	10	6
West	10	6	6	10	6

LoTT: 17 - 17 = 0
Par: 4S-EW

N-S	E-W	N-S	E-W	Contract			ETF	N-S	E-W
100		5.00	0.00	4♠	W	-1	+1	4-Culbert-Highsmith	2-Morgan-Adams
	170	4.00	1.00	3♠	W	4	-	5-Nabours-Crowley	5-Toneff-Kokjohn
	200	2.50	2.50	2♠	W	5	-1	3-Allen-Ash	6-Smith-Wagner
	200	2.50	2.50	4♥	N	-2	+1	6-Miller-Handler	1-Sherwood-Johnston
	620	1.00	4.00	4♠	W	4	-	2-Finkle-Johansen	4-Averkamp-McBride
	650	0.00	5.00	4♠	W	5	-1	1-Schrader-Back	3-James-Bailey

ETF: Extra Trick Factor: Number of tricks that N-S achieved relative to the Double Dummy expectations.

21

♠J74
♥Q865
♦963
♣A92

Dlr: North
Vul: N-S

♠62
♥K7
♦AQJ82
♣Q654

♠AKT853
♥932
♦4
♣T83

♠Q9
♥AJT4
♦KT75
♣KJ7

	7
12		7
	14

Double Dummy Makes

	♣	♦	♥	♠	NT
North	5	6	6	4	5
South	5	6	6	5	5
East	8	7	6	9	7
West	8	7	6	8	7

LoTT: 15 - 16 = -1
Par: 3S-W

N-S	E-W	N-S	E-W	Contract			ETF	N-S	E-W
100		4.50	0.50	4♠	E	-2	+1	2-Finkle-Johansen	3-James-Bailey
100		4.50	0.50	3N	W	-2	-	4-Culbert-Highsmith	1-Sherwood-Johnston
50		2.50	2.50	3♠	E	-1	+1	1-Schrader-Back	2-Morgan-Adams
50		2.50	2.50	3♠	E	-1	+1	6-Miller-Handler	6-Smith-Wagner
	200	1.00	4.00	2♠	E	5	-2	3-Allen-Ash	5-Toneff-Kokjohn
	300	0.00	5.00	3♥	N	-3	-	5-Nabours-Crowley	4-Averkamp-McBride

ETF: Extra Trick Factor: Number of tricks that N-S achieved relative to the Double Dummy expectations.

22

♠T5
♥A76
♦AJ864
♣T98

Dlr: East
Vul: E-W

♠Q942
♥K54
♦KT72
♣K3

♠AK
♥J9
♦Q9
♣AJ76542

♠J8763
♥QT832
♦53
♣Q

	9
11		15
	5

Double Dummy Makes

	♣	♦	♥	♠	NT
North	2	5	7	5	2
South	2	4	7	5	2
East	11	8	6	7	11
West	11	8	6	7	11

LoTT: 18 - 17 = 1
Par: 5N-EW

N-S	E-W	N-S	E-W	Contract			ETF	N-S	E-W
200		5.00	0.00	3♦	W	-2	+1	6-Miller-Handler	6-Smith-Wagner
	100	4.00	1.00	2♥	N	-2	-1	4-Culbert-Highsmith	1-Sherwood-Johnston
	150	2.00	3.00	3♣	E	5	-	1-Schrader-Back	2-Morgan-Adams
	150	2.00	3.00	3♣	E	5	-	3-Allen-Ash	5-Toneff-Kokjohn
	150	2.00	3.00	3♣	E	5	-	5-Nabours-Crowley	4-Averkamp-McBride
	620	0.00	5.00	4♠	W	4	-3	2-Finkle-Johansen	3-James-Bailey

ETF: Extra Trick Factor: Number of tricks that N-S achieved relative to the Double Dummy expectations.

23

♠Q3
♥K84
♦QJ654
♣AK2

Dlr: South
Vul: Both

♠A8
♥Q953
♦A73
♣9863

♠K762
♥AJ762
♦82
♣Q7

♠JT954
♥T
♦KT9
♣JT54

	15
10		10
	5

Double Dummy Makes

	♣	♦	♥	♠	NT
North	7	8	4	7	5
South	6	8	4	6	5
East	6	4	9	6	8
West	6	4	9	6	8

LoTT: 17 - 17 = 0
Par: 3H-EW

N-S	E-W	N-S	E-W	Contract			ETF	N-S	E-W
110		5.00	0.00	2♠	N	2	+1	4-Culbert-Highsmith	1-Sherwood-Johnston
100		4.00	1.00	4♥	E	-1	-	1-Schrader-Back	2-Morgan-Adams
	100	2.50	2.50	2♠	N	-1	-	2-Finkle-Johansen	3-James-Bailey
	100	2.50	2.50	2♠	N	-1	-	6-Miller-Handler	6-Smith-Wagner
	170	1.00	4.00	2♥	E	4	-1	3-Allen-Ash	5-Toneff-Kokjohn
	790	0.00	5.00	4♥*	E	4	-1	5-Nabours-Crowley	4-Averkamp-McBride

ETF: Extra Trick Factor: Number of tricks that N-S achieved relative to the Double Dummy expectations.

24

♠AKQ2
♥KJ743
♦875
♣3

Dlr: West
Vul: None

♠JT5
♥92
♦T4
♣KQT954

♠974
♥A85
♦K32
♣AJ76

♠863
♥QT6
♦AQJ96
♣82

	13
6		12
	9

Double Dummy Makes

	♣	♦	♥	♠	NT
North	6	11	11	10	6
South	6	11	11	10	6
East	7	2	2	1	4
West	7	2	2	1	4

LoTT: 18 - 18 = 0
Par: 5H-NS

N-S	E-W	N-S	E-W	Contract			ETF	N-S	E-W
420		4.00	1.00	4♥	N	4	-1	1-Schrader-Back	2-Morgan-Adams
420		4.00	1.00	4♥	N	4	-1	3-Allen-Ash	5-Toneff-Kokjohn
420		4.00	1.00	4♥	N	4	-1	5-Nabours-Crowley	4-Averkamp-McBride
170		1.50	3.50	2♥	N	4	-1	4-Culbert-Highsmith	1-Sherwood-Johnston
170		1.50	3.50	3♥	N	4	-1	6-Miller-Handler	6-Smith-Wagner
140		0.00	5.00	3♠	N	3	-1	2-Finkle-Johansen	3-James-Bailey

ETF: Extra Trick Factor: Number of tricks that N-S achieved relative to the Double Dummy expectations.